Legal Notice

Legal Notices
 
Agreement – Terms and Conditions of Use
Please Read These Terms and Conditions Carefully Before Using This Site
 
Diversified Individual Brokerage LLC, 427 Naubuc Avenue Suite 103, P.O. Box 231, Glastonbury, Connecticut 06033 (herein referred to as, “DIB”), provides this Web site for informational purposes only. By using the Web site or downloading materials from the Web site, you agree to abide by the terms and conditions set forth in this notice. If you do not agree to abide by these terms and conditions, do not use this Web site or download any materials here from.
 
Limited License
Subject to the terms and conditions set forth in this Agreement, DIB grants you a non-exclusive, non-transferable, limited right to access, use and display this Web site (“Site”) and the materials thereon. You agree not to interrupt or attempt to interrupt the operation of the Site in any way.
DIB authorizes you to view and download information from this Site only for informational purposes or incidental to a purchase or use of DIB products or services, and not for any other purpose without express written consent. This authorization is subject to the following restrictions: 1) no transfer of title in the contents is intended hereby; 2) on all copies of downloaded material, you must retain all copyright and other proprietary notices contained in or on the contents; 3) you may not modify the contents in any way or reproduce or publicly display, perform, or distribute or otherwise use the contents for any public or commercial purpose other than your immediate informational use and viewing in connection with a purchase or use of DIB products or services; and 4) you may not transfer the contents to any other person unless you give them notice of, and they agree to accept, the obligations arising under these terms and conditions of use. You agree to abide by all additional restrictions and intellectual property rights displayed on the Site as it may be updated from time to time. This Site, including all contents, is copyrighted and protected by worldwide and local copyright laws and treaty provisions. You agree to comply with all applicable copyright and other laws in use of this Site and to prevent any unauthorized copying of the contents. DIB does not grant any express or implied rights under any patents, trademarks, copyrights, or trade secret information.
All legally protected marks, protections in other jurisdictions, and such additional marks as may be denoted in the content of this Site, are protected intellectual properties of DIB, or of their respective owners.
Disclaimer
THE MATERIALS MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. DIB DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT, OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM, OR INFORMATION IS AT YOUR SOLE RISK. DIB RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE SITE. DIB MAY MAKE ANY OTHER CHANGES TO THE SITE, THE MATERIALS AND THE PRODUCTS, PROGRAMS, SERVICES OR PRICES (IF ANY) DESCRIBED IN THE SITE AT ANY TIME WITHOUT NOTICE.
THIS SITE, THE INFORMATION AND THE MATERIALS MADE AVAILABLE ON THE SITE, ARE PROVIDED “AS IS” WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, OR FITNESS FOR ANY PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
THE INFORMATION PROVIDED ON THIS WEB SITE IS INTENDED FOR PROFESSIONAL USE ONLY. THE INFORMATION IS GENERAL AND IS NOT INTENDED TO PROVIDE SPECIFIC, INDIVIDUAL FINANCIAL, TAX OR INSURANCE ADVICE. ALL INVESTMENTS MAY INVOLVE RISK OF LOSS. INSURABILITY IS CONDITIONED BY FINANCIAL AND MEDICAL UNDERWRITING. FOR MATTERS CONCERNING INSURANCE, FINANCIAL PLANNING, INVESTMENTS, OR TAXES, INDIVIDUALS SHOULD CONSULT WITH A QUALIFIED FINANCIAL SERVICES PROFESSIONAL.
IRS CIRCULAR 230 DISCLOSURE: To ensure compliance with the requirements imposed by the IRS, we inform you that, to the extent that the information provided on this web site addresses any tax matter, it was not written to be (and may not be) relied upon to (i) avoid tax-related penalties imposed under the Internal Revenue Code, or (ii) promote, market or recommend to another party any transaction or matter addressed herein (or in any such attachment). In addition, nothing herein is intended to convey an expression of an opinion as to the likelihood a tax position would ultimately prevail if challenged by the IRS.
Third Party Sites
As a convenience to you, DIB may provide links to Web sites operated by other entities. If you use these sites, you will leave this Site. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. DIB makes no warranty, representation concerning, or endorsement of, any linked Web sites or the information appearing thereon or any of the products or services described therein. Links do not imply that DIB or this Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of DIB or any of its affiliates or subsidiaries.
 
Information Provided By You
DIB requests confidential or proprietary information not be sent to DIB via the Site. Any information or materials provided to DIB via the Site will not be considered confidential or proprietary. By providing information or materials to DIB via the Site you grant DIB an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, transmit and distribute any such information and materials, and you further agree DIB may use any ideas, concepts or know-how provided to DIB via this site free of charge. You further warrant no defamatory, threatening, obscene, harassing, or otherwise unlawful, information or information incorporating proprietary material of another shall be sent to DIB.
Limitations of Damages
IN NO EVENT SHALL DIB OR ANY OF ITS AFFILIATES OR SUBSIDIARIES BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES, INCLUDING WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA, RELATED TO THE USE OF OR THE INABILITY TO USE THE CONTENT, MATERIALS, AND FUNCTIONS OF THIS SITE OR ANY LINKED WEB SITE, EVEN IF DIB IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Changes
DIB reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Agreement and these terms or conditions. Continued use of the Site after any changes are posted will be considered acceptance of those changes.
DIB may terminate, change, suspend, or discontinue any aspect of this Site, including the availability of any features, at any time. DIB may also impose limits on certain features and services or restrict access to all or parts of the Site without notice or liability. DIB may terminate the authorization, rights, and license given herein and, upon such termination, you shall immediately destroy all downloaded or copied contents.
International Users and Choice of Law
This Site is controlled, operated, and administered by DIB from its offices within the United States of America. DIB makes no representation the contents of this Site are appropriate or available for use at other locations outside of the United States unless expressly noted herein. Access to the contents or products in locations where they are illegal is prohibited. Uses in violation of U.S. export laws and regulations are prohibited. If you access this Site from a location outside of the United States, you are responsible for compliance with all local laws. The laws of the State of Connecticut shall govern these Terms and Conditions of Use, without giving effect to its conflict of laws provisions.
This Agreement constitutes the entire agreement between Diversified Individual Brokerage LLC (DIB) and you with respect to use of the Site. Any cause of action you may have with respect to your use of the Site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of the Agreement or portion thereof, to be unenforceable, that provision shall be enforced only to the maximum extent permissible provided it still effects the overall intent of the Agreement, and the remainder of this Agreement shall continue in full force and effect.